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Don Marshall Auto

1147 U.S. 27
Directions Somerset, KY 42501-3034

  • Sales: (888) 470-4234

Financing

Welcome to Our Financing Department

Don Marshall gets more people approved than any other dealership in Southern KY!

Welcome to Don Marshall Auto's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application. 

If you would like to get pre-approved instantly for an auto loan, just click on the "Get Pre-Approved" link above and fill out the credit application. Rest assured that your information, which is encrypted in a highly-safe digital format and never sent through e-mail, is safe with us.

The staff at our Chrysler, Jeep, Dodge, Ram & Nissan dealership in Somerset will help you get the car loan that you need. We work with local banks, which allows us to find the right financing terms for your needs.

Call Don Marshall Auto, for hassle-free, stress-free automobile financing near Lexington. 

Don Marshall also specializes in financing commercial untis like commercial trucks including all 3500, 4500, and 5500 model cab and chassis and flatbed trucks, Commercial vans such as the Ram Promaster and Ram Promaster City, as well as cargo vans. We also can usually have the Bradford Bed you choose to add included in your financing

Chrysler, Dodge, Jeep, Ram & Nissan Car Loans Near Lexington

The Chrysler, Dodge, Jeep, Ram & Nissan financing team serving Lexington is here to walk you through the entire process of getting an auto loan. From start to finish our experts will help you choose the auto finance plan that works best for you. We work with a network of lenders to get you excellent rates on a car loan near Somerset and Lexington areas.

Complete our online finance application form and we will review it, and then contact you as soon as we have found a finance plan that suits your needs.

Afterwards, choose your new Chrysler, Dodge, Jeep, Ram & Nissan vehicle or your next used car by browsing through our dealership's extensive inventory online. You will find details, pictures and prices for all of our new and used vehicles. If you have any additional questions, please do not hesitate to contact us.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Don Marshall Auto has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

BUYING VS. LEASING QUICK REFERENCE QUIDE

BUYING

WHO OWNS IT

Whether you pay for the car with cash, or finance it and make monthly payments, either way it's yours. Of course, if you're financing it, you'll have to meet the obligations the lender requires, like a certain down payment amount and timely monthly payments. If you don't, they have the right to repossess it.

 

UP-FRONT COSTS

If you're financing it, the bank will probably request a down payment. You can also trade-in another vehicle and use any equity towards your down payment. The amount of the down payment is usually based on the lender's requirements and your credit score.

 

FUTURE VALUE

Your vehicle will be worth whatever you can sell it for in the future and that depends on how well you maintain it. (Be smart and protect your investment with regular scheduled maintenance by a factory-authorized facility!)

 

END OF PAYMENTS

Once you've paid off what you owe on your contract, that's it. Your vehicle is 100% yours. The lending institution will send you a Lien Release as proof that the vehicle is completely paid off and all yours.

 

LEASING

WHO OWNS IT

You do not own the car when you lease. You're paying for the use of the vehicle, but the finance institution that you leased it through actually owns it. This is usually why you pay less per month in a lease than if you were to buy the car

UP-FRONT COSTS

Leases often do not require any type of a down payment. All you usually have to pay is the first month's payment, a security deposit, the acquisition fee and other fees and taxes. But, as with a purchase, if you want to lower your monthly payments you can always pay more upfront.

FUTURE VALUE

In most leases you don't end up owning it so you don't end up selling it. That's the financial institution's job. Although you may have mileage limits and wear and tear guidelines that, if you exceed them, could cost you extra money when you turn your vehicle back in.

END OF PAYMENTS

Most people return the vehicle at the end of the lease term. But some like to purchase it during their lease or at the end. Others like to trade it in before their lease is over. Just ask us about these different options before signing any paperwork and we'll make sure you have your lease set up the way you want it.

BEST CARS TO LEASE

The best cars to lease are those with the best book value after the term of the lease. Since they depreciate less, you pay less. Review the lease ratings to see which cars retain their value

In the end it is up to each consumer to determine whether leasing or buying is what best fits their particular needs!  But feel free to stop in or call us with any leasing or buying questions you may have!  We are here to offer advice, past experiences and to help guide you to the best decision for you!

 


Your privacy is important to us.

Don Marshall Auto takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.